You already know what you're supposed to be doing with your money. You've read the advice, maybe even tried a budget or two, and you probably know exactly where your money tends to slip through the cracks. So if information were the problem, you'd have solved this by now. It's not. What most people are actually missing isn't knowledge; it's someone checking in, keeping them honest, and helping them follow through when life gets busy and old habits start creeping back in.
That's the real difference between people who make progress with their money and people who stay stuck in the same cycle year after year. It's not a smarter plan or more willpower. It's consistency, and consistency is a lot easier with support than it is alone. One-on-one coaching isn't the right fit for everyone, sometimes what you actually need is something simpler: a steady place to check in, keep learning, and take small actions that build on each other over time.
My Money Habits Membership is that place. It's a low-cost, ongoing membership built around accountability, education, and action, without the shame, the spreadsheets, or the pressure of a big commitment. You'll get simple check-ins to keep you on track, challenges to help you build momentum, resources to help you keep building better habits, and support along the way as this membership continues to grow. Join now as a founding member, and you'll lock in this rate for as long as you're a member, even as more gets added down the road.

**Founders Rate: $17/month
Simple check-ins to keep you accountable and on track
Regular challenges to help you put what you're learning into action
Resources to help you get started and keep building better money habits
Support along the way to ask questions and get help when you need it
First access to new programs and workshops as they launch, as a founding member
Starting now, not when it feels like an emergency
Money moves fast. Bills come due, expenses sneak up, and it's easy to go weeks without really knowing where you stand. Most people only catch up on it when something forces them to, a low balance, a missed payment, a moment of panic.
This membership exists so you stay aware as you go, month by month, without it taking over your life.
The Why



Your numbers are waiting. So is your peace of mind.
Every month you put this off is another month of guessing, another bill that catches you off guard, and another moment of not really knowing where you stand. The sooner you start tracking your numbers, the sooner you start understanding them.
You do not need a complicated system. You need a simple one you will actually use, with someone in your corner to keep you moving. That is exactly what this membership is.

If you ever want to go deeper and work through your specific situation with Nancy directly, one-on-one coaching is available at any time. No pressure, no obligation, just an option that is always there when you are ready..
See your coaching options here:
[Coaching Programs]

With a financial coach in your corner, you get encouragement, accountability, and a monthly routine that helps you feel aware and in control.
Purchasing the Financial Journal will provide you with a complete system for your personal finances, all year long.

This membership is built to be manageable, not overwhelming. Show up consistently, use the tools, and your finances will start making sense in a way they never have before.
Small steps taken regularly add up faster than you think.
Get quick answers to the most common questions about working with me and how financial coaching can support your goals.
You will receive a welcome email within minutes with everything you need to get started, including how check-ins work and where to find your first resources. From there, you will always know what to expect and when. Please check your spam or promotions folder for the welcome email.
No. What you share is always your choice. The membership is a supportive space, but your finances are private. The accountability in this membership comes from showing up consistently, not from laying it all out for someone to judge.
That is exactly who this membership was built for. The Money Snapshot worksheet is your starting point, it walks you through everything step by step so you can see where you stand before you do anything else. You do not need to have anything figured out before you join.
This is designed to fit into a busy life. A little time here and there to stay current with your numbers is all it takes - nothing that requires a big weekly commitment.
No contract. The membership is month-to-month, and you can cancel at any time. The founder's rate is locked in for as long as you remain a member.
The membership gives you tools, training, support, and accountability for a consistent month to month. One-on-one coaching is private, personalized, and built around your specific numbers and situation. Many members start with the membership and add coaching later when they are ready to go deeper.

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