2025 Financial Journal $107

The Financial Journal

Your Step-by-Step Guide to Finally Feeling in Control of Your Money

Includes Self-Guided Video Series to walk

you through every section

Get Your Journal Now

2025 Financial Journal

By Nancy Ward

Take control of your money

$107

Finally Understand Why Payday Never Feels As Good As It Should

You know that feeling. Payday arrives, and you're excited about what you can finally afford... until you remember the credit card bills. The minimum payments. The interest keeps growing

Already Spent

You've already spent that money before you even earned it.

Hidden Leaks

Money leaks that keep you trapped in the paycheck-to-paycheck cycle.

Growing Interest

The interest that keeps growing while you're stuck on minimum payments.

Most People Are Shocked When They See This

How much of their paycheck is already gone before they even touch it. The hidden money leaks that keep them trapped in the paycheck-to-paycheck cycle.

This isn't another budgeting tool that makes you feel guilty about your coffee.

This is your personal financial detective, designed to reveal exactly where your money disappears and show you the path back to financial freedom

Coaching is a supportive, judgment-free space where we work together to clarify your financial goals, address challenges, and create realistic action steps that fit your life.

Your "Aha" Moments Are Waiting

Discover the tools that will transform how you see and manage your money

Credit Card Debt Tracker

See the real cost of minimum payments and watch your progress as you break free from the interest trap.

Credit Score Monitor

Track your score month by month as you implement changes and watch your financial reputation transform.

Goal Setting That Works

Guided prompts for yearly and monthly goals that connect your daily choices to your bigger dreams.

Money Movement Tracker

Finally see where your money actually goes, not where you think it goes. The clarity is life-changing.

What You'll Discover

How much of your paycheck is already gone before you touch it
Patterns you never noticed in your spending
A clear path from where you are to where you want to be

Hidden money leaks keeping you trapped in the paycheck-to-paycheck cycle
Real progress tracking that motivates you to keep going
Money you didn't know you had

Journal Features

Step-by-step video guidance

Credit card debt tracking worksheets

Monthly credit score monitoring

Goal setting prompts & templates

Money movement analysis tools

Progress tracking charts

Self-Guided Video Series Included

You Won't Do This Alone

Included is your self-guided training that walks you through each section, explains what to look for, and gives you the encouragement you need when the numbers feel overwhelming.

This isn't just tracking - it's transformation. You'll discover patterns you never noticed, find money you didn't know you had, and create a clear path from where you are to where you want to be.

Clarity Within 7 Days

See the patterns that have been holding you back

"I had no idea I was spending $400 every month before payday even hit. This journal showed me exactly where it was going - and how to get it back. Now, payday actually feels exciting again."

— Sarah M.

Verified Customer

Limited Time Offer

This Changes Everything

Imagine opening your bank account without that knot in your stomach. Picture payday feeling like a possibility instead of pressure. Think about having actual choices with your money instead of everything being already spoken for.